Index Universal Life

At Protected Promise, one of our cornerstone specialties lies in crafting Index Universal Life (IUL) policies tailored to individual needs. With this powerful financial tool, you can secure your future while enjoying the benefits of permanent life insurance combined with the potential for cash value accumulation.

Unlike traditional insurance models, the IUL is uniquely tied to a market index, giving policyholders the opportunity to benefit from market upswings while still having protection against downturns. This means that you're not only safeguarded against the unexpected, but you also have the chance to see your policy's value grow over time.

At Protected Promise, we believe in harnessing the power of IUL not just as an insurance policy but as a strategic tool for long-term financial growth and security. Our holistic understanding of IUL, exceptional policy quality, and competitive pricing ensure that you have a reliable partner on your financial journey.

The Protected Promise IUL Difference:

1. Holistic Understanding: Our founder, Kenny Harris, with his rich background in professional sports and education, ensures that our approach to IUL isn’t just about numbers. It’s about understanding life’s ambitions, the drive of an athlete, the vision of a young dreamer, and the wisdom of age. This comprehensive perspective allows us to design IUL policies that resonate deeply with our clients’ life stories.
2. Exceptional Quality: Our commitment to quality is unwavering. From meticulously selecting the market indices we tie our IUL policies to to the rigorous training our consultants undergo, we guarantee top-tier expertise at every touchpoint.
3. Competitive Pricing: Recognizing the diverse financial landscapes of our clientele, our IUL policies are priced to provide maximum value. We ensure that our clients get optimal coverage with premiums that respect their financial realities.
4. Flexible Options: We understand that life is dynamic. Therefore, our IUL policies are designed with flexibility in mind. Whether it’s adjusting the premium amounts or making partial withdrawals, our policies offer room to maneuver based on changing life circumstances.
5. Transparency and Education: A major differentiator for Protected Promise is our commitment to client education. We believe in demystifying finance. Every IUL policy we write is accompanied by comprehensive educational support, ensuring our clients not only know ‘what’ they’re getting but ‘why’.
6. Tailored Growth Strategies: Instead of a one-size-fits-all approach, our IUL policies come with tailored growth strategies. Depending on a client’s risk tolerance and financial goals, we customize the policy’s exposure to market indices, ensuring a balance between growth and security.
7. Unparalleled Support: Our relationship with clients doesn’t end once a policy is written. We offer continued support, regular check-ins, and updates on policy performance, ensuring our clients always feel valued and informed.

With us, you’re not just insured; you’re future-proofed. Experience flexible options, transparency, tailored growth strategies, and unparalleled support as you pave the way for a brighter financial future.